Job Description
We are seeking a highly skilled Senior Credit Analyst to join our dynamic team in Phoenix, AZ. This is a high-paying role for a strategic thinker who excels at risk assessment and financial modeling. If you are looking for a career-defining opportunity with a leading financial institution, apply today.
Our company is committed to excellence in credit risk management. As a Credit Analyst, you will play a pivotal role in our underwriting process, ensuring sound lending decisions while fostering long-term client relationships.
Responsibilities
- Conduct comprehensive financial analysis of corporate and commercial borrowers to assess creditworthiness and risk exposure.
- Prepare detailed credit memos and recommendations for the credit committee based on data-driven insights.
- Monitor existing portfolio performance and identify early warning signs of credit deterioration.
- Collaborate with loan officers and relationship managers to structure complex financing solutions.
- Ensure strict compliance with internal credit policies and regulatory guidelines.
- Utilize advanced Excel modeling techniques to forecast cash flows and leverage ratios.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or related field required; MBA preferred.
- Minimum of 3-5 years of experience in credit analysis, underwriting, or risk management.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial software.
- Deep understanding of financial statements, ratio analysis, and industry trends.
- Excellent verbal and written communication skills with the ability to present complex data to stakeholders.