Job Description
Join a Premier Financial Institution in Greensboro, NC!
Apex Financial Solutions is currently seeking a highly analytical and detail-oriented Senior Credit Analyst to join our growing team. We offer a competitive salary package, comprehensive benefits, and a collaborative work environment.
In this role, you will be responsible for evaluating credit applications, assessing financial risk, and ensuring compliance with banking regulations. If you have a knack for numbers and a passion for finance, we want to hear from you.
Responsibilities
- Conduct in-depth analysis of financial statements, cash flow, and credit history to determine creditworthiness.
- Prepare and present credit reports and recommendations to the credit committee.
- Monitor existing accounts for early warning signs of financial distress or delinquency.
- Collaborate with the sales and lending teams to structure financing solutions.
- Develop and maintain internal credit risk models and scoring systems.
- Ensure all credit decisions comply with company policies and regulatory standards.
Qualifications
- Bachelor’s degree in Finance, Accounting, or a related field.
- 3+ years of experience in credit analysis, underwriting, or risk management.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial modeling software.
- Excellent analytical skills with the ability to interpret complex financial data.
- Detail-oriented with a high level of accuracy in reporting.
- Strong verbal and written communication skills.