Job Description
Are you a detail-oriented financial professional looking for a role with flexible hours in the vibrant city of Miami? Meridian Financial Group is seeking a skilled Credit Analyst to join our dynamic team. We pride ourselves on a collaborative culture that values work-life balance and professional growth.
In this role, you will be instrumental in evaluating credit applications, assessing risk, and supporting our lending decisions. If you have a passion for numbers and a desire to work in a high-performing environment, we want to hear from you.
Why Join Us?
- Flexible working hours to suit your lifestyle.
- Competitive salary and comprehensive benefits package.
- Opportunity to work with a diverse portfolio of clients in South Florida.
- Professional development and certification support.
Responsibilities
- Conduct in-depth financial analysis of borrower profiles to determine creditworthiness and risk levels.
- Prepare and maintain comprehensive credit memos and risk assessment reports.
- Monitor existing credit accounts for early signs of delinquency or financial distress.
- Collaborate with the underwriting team to structure competitive loan terms.
- Ensure strict compliance with all internal policies and external regulatory standards.
- Utilize financial modeling techniques to forecast borrower performance and repayment capacity.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 3+ years of proven experience in credit analysis, risk assessment, or financial lending.
- Proficiency in financial analysis software (e.g., Moody’s Analytics, SAS, or similar).
- Strong proficiency in Microsoft Excel, including advanced formulas and pivot tables.
- Excellent analytical and problem-solving skills with a keen attention to detail.
- Strong communication skills, both written and verbal, to present complex data clearly.