Job Description
Are you a detail-oriented financial professional ready to drive strategic decision-making? Apex Financial Solutions is currently hiring now for a skilled Credit Analyst to join our dynamic team in Atlanta, GA. We are looking for an analytical mind to assess risk, evaluate loan applications, and ensure our portfolio remains robust and profitable.
In this role, you will play a pivotal part in our lending process, providing critical insights that help us make informed decisions. We offer a competitive salary, comprehensive benefits, and a collaborative work environment dedicated to professional growth.
Why Join Us?
- Competitive salary and performance bonuses.
- Comprehensive health, dental, and vision insurance.
- Flexible work hours and a supportive culture.
- Opportunities for career advancement within a leading financial firm.
Responsibilities
- Conduct thorough analysis of financial statements, tax returns, and credit reports to assess borrower creditworthiness and risk profiles.
- Prepare and maintain detailed credit memorandums and recommendations for approval or rejection of loan applications.
- Monitor existing loan portfolios to identify early signs of delinquency and recommend proactive mitigation strategies.
- Develop and maintain internal credit scoring models and risk assessment criteria to align with changing market conditions.
- Collaborate with the sales and underwriting teams to provide expert guidance on credit policies and deal structuring.
- Prepare regular reports for senior management regarding portfolio performance and emerging risk trends.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field is required.
- 3+ years of experience in credit analysis, underwriting, or financial risk assessment.
- Strong proficiency in Microsoft Excel (pivot tables, VLOOKUP, financial modeling) and enterprise credit software.
- Deep understanding of banking regulations, lending standards, and GAAP principles.
- Excellent analytical skills with the ability to interpret complex financial data accurately.
- Strong written and verbal communication skills for presenting findings to stakeholders.