Job Description
Join Baltimore Financial Partners as a Senior Credit Analyst and drive financial excellence in the heart of Maryland's economic hub. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support strategic lending decisions in our dynamic financial environment. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of America's most vibrant cities.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Present complex financial data clearly to senior management and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit certification (CRCM, CMB, or equivalent) strongly preferred
- Deep understanding of GAAP and credit risk frameworks
- Exceptional analytical and communication skills with attention to detail
- Ability to thrive in fast-paced, deadline-driven environments