Job Description
Join our dynamic finance team at Pacific Coast Financial Partners as a Senior Credit Analyst in Stockton, CA. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our growing portfolio of commercial clients. This is a pivotal role offering career growth, competitive compensation, and the opportunity to make significant impact in a thriving regional economy.
Why Join Us?
- Industry-leading training and professional development
- Comprehensive benefits package including 401(k) matching
- Collaborative, innovative work culture
- Clear advancement path to leadership roles
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessment reports for loan committees
- Monitor existing loan portfolios for early warning signs of financial distress
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with banking regulations and internal credit policies
- Stay current on economic indicators affecting regional markets
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in credit software (e.g., Moody's Analytics, FICO) and MS Office Suite
- Strong analytical skills with attention to financial detail
- Excellent written and verbal communication abilities
- CFP, CFA, or CRCM designation preferred
- Experience with agricultural or commercial lending a plus