Job Description
Join our award-winning finance team at Silicon Valley Financial Group, where innovation meets financial expertise. We're seeking a meticulous Senior Credit Analyst to evaluate commercial loan applications and mitigate financial risks in the heart of San Jose's thriving tech ecosystem. Enjoy competitive benefits, hybrid work options, and opportunities for professional growth in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of corporate clients
- Prepare comprehensive credit reports and risk assessment recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure complex credit facilities
- Stay updated on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in compliance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficiency in credit risk modeling software (e.g., Moody's Analytics)
- Strong knowledge of GAAP and commercial lending regulations
- Exceptional analytical skills with attention to detail
- Experience with SaaS or technology sector clients highly valued
- Valid CFA or FRM certification preferred