Job Description
Join our dynamic finance team as a Senior Credit Analyst and shape the future of lending decisions in a remote-friendly environment. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic growth initiatives. Enjoy flexible work arrangements while making an impact in our Chula Vista-based operations.
Responsibilities
- Analyze complex financial statements, cash flows, and market trends to assess borrower risk profiles
- Prepare comprehensive credit reports with actionable recommendations for loan approvals
- Collaborate with cross-functional teams to structure optimal financing solutions
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Stay updated on regulatory changes affecting credit policies and compliance standards
- Develop risk mitigation strategies for high-value commercial and industrial clients
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience with portfolio management
- Expertise in financial modeling tools (e.g., Excel, Bloomberg, Moody's Analytics)
- Strong understanding of GAAP and credit risk frameworks
- Proven ability to interpret complex financial data and communicate findings clearly
- Professional certifications (e.g., CFA, CRCM) highly valued
- Exceptional analytical skills with attention to detail and accuracy