Job Description
Join our dynamic finance team as a Senior Credit Analyst at Heartland Financial Partners. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending portfolio in the thriving Kansas City market. Enjoy competitive benefits, professional development opportunities, and a collaborative work environment in one of America's most vibrant financial hubs.
Responsibilities
- Analyze commercial and consumer credit applications to assess risk and recommend lending decisions
- Prepare comprehensive credit reports with financial statement analysis and cash flow projections
- Monitor existing loan portfolios for compliance and early identification of potential risks
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit markets
- Maintain accurate documentation and ensure adherence to internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM or equivalent) preferred
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Experience with credit scoring models and risk assessment frameworks