Job Description
Join Bayview Financial Partners as a Senior Credit Analyst and become a cornerstone of our dynamic finance team in sunny St. Petersburg! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending portfolio's growth. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives impactful decisions. Apply today to advance your career in Florida's thriving financial hub!
Responsibilities
- Analyze complex financial statements, cash flows, and collateral to assess creditworthiness
- Prepare detailed credit reports with risk mitigation recommendations for commercial clients
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with internal policies and regulatory requirements
- Present findings to credit committees with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of GAAP, credit risk frameworks, and industry regulations
- Exceptional analytical skills with attention to detail
- Proven ability to interpret complex financial data and make sound judgments