Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive critical lending decisions in a remote-friendly environment. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our growing portfolio of commercial clients. Enjoy flexible work arrangements while collaborating with top-tier financial experts in the heart of Minneapolis-St. Paul.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for commercial loan approvals
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Develop and maintain automated credit analysis tools for efficiency
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience
- Credit certification (CRCM, CMB) strongly preferred
- Advanced proficiency in Excel and financial modeling software
- Deep understanding of GAAP, cash flow analysis, and ratio calculations
- Exceptional analytical and decision-making abilities
- Strong written/verbal communication skills for stakeholder reporting