Job Description
Join Our Elite Credit Team in Laredo, TX
Are you a finance professional seeking a challenging yet rewarding career? Laredo Financial Group is seeking a Senior Credit Analyst to drive our lending excellence. As a key member of our risk management division, you'll evaluate commercial loan applications, assess creditworthiness, and safeguard our portfolio's integrity. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in one of Texas's fastest-growing financial hubs.
Why Work With Us?
- Industry-leading training programs
- Collaborative, data-driven culture
- Performance-based bonuses
- Modern office with downtown Laredo skyline views
Responsibilities
- Analyze complex commercial loan applications and financial statements
- Conduct thorough risk assessments and credit scoring evaluations
- Prepare detailed credit memos and recommendation reports
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with underwriting teams to structure optimal loan solutions
- Stay updated on banking regulations and industry trends
- Present findings to credit committees with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and banking regulations
- Credit Risk Management certification preferred
- Exceptional analytical and decision-making abilities
- Excellent written and verbal communication skills
- Bilingual (English/Spanish) required