Job Description
Join our dynamic finance team at Southwest Financial Group, a leading regional lender committed to empowering local businesses. We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications and assess financial risks for our expanding portfolio. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in El Paso's thriving financial sector.
Responsibilities
- Analyze financial statements and credit data to determine loan viability
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Present findings to credit committees with clear documentation
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling and Excel (advanced functions)
- Strong understanding of GAAP and credit risk principles
- Excellent analytical and problem-solving skills
- Ability to interpret complex financial documents
- Professional certification (CRCM/CCE) a plus