Job Description
Join Austin Financial Partners, a leading boutique financial institution, as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks in our dynamic Austin market. Enjoy competitive compensation, comprehensive benefits, and a collaborative culture focused on professional growth. This direct-hire opportunity offers stability and advancement potential within our expanding finance division.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit reports and risk assessments for commercial loan applications
- Collaborate with relationship managers to structure credit facilities aligned with client needs
- Monitor existing portfolios for compliance with covenants and early risk identification
- Present findings and recommendations to credit committee members
- Stay current on regulatory changes affecting credit practices
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience in banking/lending
- Strong proficiency in financial modeling and Excel
- Credit certification (CRCM or CCE) preferred
- Deep understanding of financial statement analysis and risk metrics
- Excellent written and verbal communication skills
- Ability to thrive in fast-paced, deadline-driven environments