Job Description
Join our dynamic finance team as a Senior Credit Analyst in Newark, NJ with full remote flexibility! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending portfolio. Enjoy hybrid work arrangements with competitive benefits and career growth opportunities. Apply today to make an impact in a collaborative environment!
Responsibilities
- Analyze financial statements and credit applications for risk assessment
- Prepare detailed credit reports with recommendations for approval/decline
- Monitor existing portfolios for delinquency risks and compliance
- Collaborate with commercial banking teams on complex credit structures
- Develop risk mitigation strategies for high-value accounts
- Stay updated on industry regulations and economic trends
- Maintain accurate documentation in CRM and credit systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling
- Credit certification (CRCM, CCE) strongly preferred
- Deep understanding of GAAP and lending regulations
- Exceptional analytical and problem-solving abilities
- Strong written and verbal communication skills
- Experience with credit risk software (e.g., Moody's, FICO)