Job Description
Join our dynamic finance team as a Senior Credit Analyst and make immediate impact! Capital Financial Solutions is seeking a detail-oriented professional to evaluate creditworthiness and manage risk portfolios in our Richmond headquarters. This urgent opening requires someone who can start within 2 weeks and bring proven expertise in financial analysis.
Our ideal candidate will thrive in a fast-paced environment, leveraging data-driven insights to support strategic lending decisions. You'll collaborate with cross-functional teams while maintaining compliance with industry regulations. This is your chance to advance your career in finance with a company that values innovation and professional growth.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare comprehensive credit reports with detailed risk assessments and recommendations
- Monitor existing loan portfolios and identify potential risk exposures
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop and maintain strong relationships with banking partners and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 5+ years of commercial credit analysis experience
- Proficiency in credit scoring models and risk assessment frameworks
- Advanced Excel skills with financial modeling experience
- Strong understanding of GAAP and regulatory compliance (FIRREA, etc.)
- Excellent analytical and problem-solving abilities
- Ability to start immediately upon offer acceptance