Job Description
Join our dynamic team at Bluegrass Financial Partners as a Senior Credit Analyst and become a cornerstone of our lending operations. In this direct hire role, you'll evaluate creditworthiness, analyze financial statements, and mitigate risks for our diverse portfolio. We offer a collaborative environment where your expertise directly impacts our clients' success and your professional growth. Enjoy competitive benefits, flexible work arrangements, and opportunities to advance in one of Kentucky's most respected financial institutions.
Responsibilities
- Analyze complex financial statements and credit applications to assess borrower risk
- Prepare comprehensive credit reports with detailed recommendations for loan approval
- Monitor existing portfolios for compliance and identify early warning signs of potential defaults
- Collaborate with lending teams to structure optimal financing solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation and adhere to internal compliance protocols
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of credit analysis experience in banking or lending
- Advanced proficiency in financial modeling and Excel
- Credit certification (CRCM, CMB) preferred
- Strong analytical and risk assessment skills
- Excellent written and verbal communication abilities
- Detail-oriented with exceptional organizational skills