Job Description
Join Tampa's premier financial institution as a Senior Credit Analyst and elevate your career in high-stakes financial decision-making. We're seeking a strategic thinker with a passion for risk assessment to join our dynamic team. This premium role offers unparalleled growth opportunities and industry-leading compensation for top-tier talent.
As a cornerstone of our credit operations, you'll analyze complex financial data, evaluate creditworthiness, and safeguard our portfolio against risk. Our commitment to innovation ensures you'll work with cutting-edge financial modeling tools and collaborate with industry leaders in a collaborative, fast-paced environment.
Responsibilities
- Conduct in-depth financial statement analysis and credit risk assessments for corporate clients
- Prepare comprehensive credit memos and risk mitigation strategies for executive review
- Monitor portfolio performance and identify emerging market trends affecting credit quality
- Leverage advanced Excel modeling and financial software to forecast default probabilities
- Collaborate with commercial banking teams to structure optimal credit solutions
- Present credit recommendations to senior management with data-driven insights
- Ensure compliance with regulatory requirements and internal credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in financial services
- Expertise in financial modeling, ratio analysis, and cash flow projections
- Strong knowledge of SEC regulations and banking compliance standards
- Advanced proficiency in Excel (VLOOKUP, PivotTables, financial modeling)
- Exceptional analytical skills with attention to detail and accuracy
- Proven ability to communicate complex financial concepts to non-technical stakeholders