Job Description
Join our award-winning finance team as a Senior Credit Analyst in the heart of San Antonio! We're seeking a detail-oriented professional to evaluate commercial loan applications, assess risk profiles, and support our growing portfolio of regional businesses. Enjoy competitive benefits, professional development opportunities, and a collaborative workplace culture in one of Texas' most vibrant cities.
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of commercial borrowers
- Prepare comprehensive credit memos and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling software (e.g., Moody's Analytics)
- Strong understanding of GAAP and commercial lending regulations
- Exceptional analytical and problem-solving skills
- Excellent written and verbal communication abilities
- Spanish language proficiency preferred