Job Description
Join our dynamic finance team as a Senior Credit Analyst in Lubbock, TX! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a supportive environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations with clear risk mitigation strategies
- Collaborate with commercial lending teams to structure optimal financing solutions
- Monitor existing loan portfolios for early risk identification
- Ensure compliance with banking regulations and internal policies
- Present findings to credit committees with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Strong understanding of GAAP and risk assessment frameworks
- Excellent analytical and communication skills
- Credit certification (CRCM/CCE) preferred