Job Description
Join our dynamic finance team as a Senior Credit Analyst in Charlotte's thriving financial district. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our commercial lending portfolio. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of America's fastest-growing financial hubs.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk
- Prepare detailed credit recommendations for commercial lending decisions
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal credit solutions
- Document credit files adhering to regulatory standards and internal policies
- Stay current on industry regulations and economic trends impacting credit markets
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expert proficiency in financial modeling and Excel
- Strong knowledge of banking regulations (FRB, OCC, FDIC)
- Credit certification (CRCM, CMB) highly desirable
- Exceptional analytical and decision-making abilities
- Excellent communication skills for presenting complex financial data