Job Description
Join our dynamic finance team at Desert Financial Partners, where your analytical expertise will drive strategic credit decisions in Phoenix's thriving business landscape. We're seeking a meticulous Senior Credit Analyst to evaluate creditworthiness, mitigate risks, and support our portfolio's growth. Enjoy a competitive compensation package, comprehensive benefits, and opportunities for professional development in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare detailed credit reports with actionable recommendations for loan committees
- Monitor existing portfolios for risk exposure and compliance with regulatory standards
- Collaborate with relationship managers to structure optimal financing solutions
- Develop and maintain robust credit risk models for industry-specific sectors
- Present complex financial findings to senior leadership with clear strategic insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in financial services
- Advanced proficiency in financial modeling software (e.g., Bloomberg, Moody's Analytics)
- Strong understanding of GAAP, IFRS, and credit risk frameworks
- Proven ability to interpret complex financial data and market indicators
- Professional certification (CFA, CRCM) highly desirable