Job Description
Join Baltimore Financial Partners and start your career tomorrow! We're seeking a dynamic Senior Credit Analyst to evaluate commercial loan applications and assess borrower creditworthiness. As a key member of our lending team, you'll drive our growth by ensuring sound financial decision-making while enjoying competitive compensation and comprehensive benefits.
Responsibilities
- Analyze commercial loan applications and financial statements to determine credit risk
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing loan portfolios for compliance and early warning signals
- Collaborate with loan officers to structure optimal financing solutions
- Stay current with industry regulations and credit standards
- Present findings to credit committees with clear documentation
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of cash flow analysis and ratio calculations
- Excellent written and verbal communication skills
- Ability to manage multiple deadlines in a fast-paced environment
- Professional certification (CRCM/CCE) preferred