Job Description
Are you an analytical powerhouse ready to drive financial growth in the heart of Los Angeles? Pacific Coast Financial Group is seeking a highly motivated Senior Credit Analyst to join our elite risk management team. In this pivotal role, you will assess the creditworthiness of clients, manage risk portfolios, and provide critical insights that shape our lending strategy.
Our team thrives in a fast-paced, innovative environment where your expertise will directly impact our bottom line. If you possess a keen eye for detail and a passion for financial analysis, we want to meet you.
Why Join Us?
- Competitive salary and performance-based bonuses.
- Comprehensive health, dental, and vision insurance.
- Professional development and certification sponsorship.
- A dynamic culture that values diversity and innovation.
Apply today and take the next step in your career with Pacific Coast Financial Group.
Responsibilities
- Conduct comprehensive financial analysis and risk assessment for new and existing clients.
- Review credit applications, financial statements, and collateral to determine credit limits and terms.
- Monitor portfolio performance and identify early warning signs of default.
- Develop and maintain credit scoring models and risk policies in alignment with regulatory standards.
- Prepare detailed credit memos and presentations for executive review.
- Collaborate with the sales and underwriting teams to structure complex financing solutions.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field required; MBA or CFA preferred.
- 3+ years of experience in credit analysis, risk management, or commercial lending.
- Strong proficiency in financial modeling, Excel, and ERP systems (e.g., SAP, Oracle).
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong written and verbal communication skills.
- Ability to work independently and meet tight deadlines in a high-volume environment.