Job Description
Join our award-winning finance team at Apex Financial Partners, where we empower businesses through strategic credit analysis. We're seeking a detail-oriented Senior Credit Analyst to evaluate financial risks, assess creditworthiness, and support data-driven lending decisions in our dynamic Los Angeles headquarters. Enjoy competitive benefits, mentorship opportunities, and a collaborative culture that values innovation.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with risk ratings and recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit policies
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB) preferred
- Strong analytical skills with attention to detail
- Experience with credit scoring models and risk assessment frameworks
- Excellent communication and presentation abilities