Job Description
Join our dynamic team at Durham Financial Partners as a Senior Credit Analyst and shape the financial future of North Carolina's thriving business landscape. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive informed lending decisions in our fast-growing financial hub.
With competitive benefits, professional development opportunities, and a collaborative work environment, this role offers the perfect platform to advance your career while contributing to Durham's economic vitality. Apply today and become part of a company that values expertise and innovation in financial services.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare comprehensive credit reports and recommendations for lending committees
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current with regulatory changes affecting credit practices
- Develop and maintain strong relationships with internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of credit analysis experience in commercial banking
- Proficiency in financial modeling software and advanced Excel functions
- Strong knowledge of GAAP and credit risk assessment methodologies
- Excellent analytical skills with attention to detail
- Ability to communicate complex financial information clearly
- Professional certifications (CFA, FRM) considered advantageous