Job Description
Join our dynamic finance team at Financial Horizon Partners and make an immediate impact as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions in Miami's vibrant market. Enjoy a collaborative environment with competitive compensation, comprehensive benefits, and rapid career advancement opportunities. Start tomorrow and transform your financial expertise into tangible results!
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with risk ratings and recommendations
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on regulatory changes affecting lending practices
- Present complex financial data to stakeholders through clear visualizations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Credit Analyst Certification (e.g., CRCM, CCE) preferred
- Strong understanding of GAAP and risk management frameworks
- Exceptional analytical and decision-making skills
- Proven ability to manage high-volume workloads