Job Description
Join our dynamic finance team as a Senior Credit Analyst in sunny San Diego! We're seeking a detail-oriented professional to drive our credit assessment strategy and support portfolio growth. This direct hire opportunity offers competitive compensation, comprehensive benefits, and career advancement in a collaborative environment. Apply today to become part of our mission to deliver exceptional financial solutions.
Responsibilities
- Conduct in-depth credit evaluations and risk assessments for commercial clients
- Analyze financial statements, cash flows, and market trends to determine creditworthiness
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing portfolios for early risk identification and mitigation
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on regulatory changes impacting credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM, CCE, or equivalent) preferred
- Expertise in analyzing complex financial statements and collateral
- Exceptional analytical and decision-making skills
- Excellent communication with stakeholders across departments