Job Description
Join our elite finance team at Financial Horizon Partners, a leading investment firm in Miami's vibrant Brickell district. We seek a highly analytical Senior Credit Analyst to drive our risk assessment strategies and contribute to multi-million dollar investment decisions. This premium role offers unparalleled career growth, competitive benefits, and the opportunity to shape the future of commercial lending in South Florida.
Responsibilities
- Conduct in-depth credit risk evaluations for corporate and commercial clients
- Analyze financial statements, cash flows, and market trends to assess creditworthiness
- Prepare comprehensive credit reports and recommendations for investment committees
- Monitor existing credit portfolios and identify potential risk mitigation strategies
- Collaborate with senior executives on structuring complex financing solutions
- Stay current with regulatory changes affecting credit practices
- Mentor junior analysts and lead cross-departmental risk initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or finance
- Advanced proficiency in financial modeling and Excel
- Strong knowledge of SEC regulations and GAAP standards
- Proven track record in managing high-value credit portfolios
- Excellent communication skills with ability to present complex data
- Credit Risk Management (CRM) certification or equivalent
- Experience with credit scoring models and risk assessment software