Job Description
Join our dynamic finance team as a Senior Credit Analyst in the heart of Jersey City's financial district. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic decision-making. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a collaborative environment.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure complex credit facilities
- Stay current with industry regulations and market trends affecting credit risk
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Effective communication and presentation abilities
- Industry certification (CRCM/CCE) a plus