Job Description
Join Tulsa's premier financial institution as a Senior Credit Analyst and unlock your potential in high-stakes financial decision-making. We're seeking a meticulous professional to evaluate creditworthiness, mitigate risks, and drive strategic lending initiatives. Enjoy a competitive compensation package, comprehensive benefits, and opportunities for career advancement in Tulsa's thriving financial sector.
Our ideal candidate thrives in fast-paced environments and possesses exceptional analytical skills. You'll collaborate with cross-functional teams to support commercial lending activities while maintaining compliance with regulatory standards. This role offers significant impact on our portfolio's performance and your professional growth.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for commercial and industrial lending portfolios
- Monitor existing credit exposures and identify early warning signs of potential defaults
- Develop sophisticated financial models for cash flow projections and scenario analysis
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure adherence to internal policies and external regulatory requirements (FRB, OCC)
- Present complex credit findings to senior leadership and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial statement analysis and cash flow modeling
- Strong proficiency in Excel and credit software platforms (e.g., Moody's Analytics)
- Deep understanding of credit risk frameworks and industry regulations
- Exceptional attention to detail with proven analytical problem-solving skills
- Strong communication abilities for presenting complex financial information
- Professional certification (CRCM, CFA) highly desirable