Job Description
Join our award-winning finance team at Pacific Capital Partners as a Senior Credit Analyst in the heart of San Francisco's Financial District. We're seeking a detail-oriented professional to evaluate creditworthiness and drive risk management strategies for our diverse portfolio. Enjoy competitive compensation, comprehensive benefits, and career growth in a dynamic, collaborative environment.
Responsibilities
- Analyze financial statements, market trends, and industry risks to assess credit applications
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with commercial banking teams to structure optimal financing solutions
- Develop risk mitigation strategies and ensure regulatory compliance
- Maintain accurate documentation in credit management systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in financial services
- Expertise in financial modeling, ratio analysis, and cash flow projections
- Proficiency with credit software (e.g., Moody's Analytics) and Excel/SQL
- Strong understanding of FASB/IFRS accounting standards
- Credit risk certification (CRCM/CRC) highly desirable