Job Description
Join our dynamic finance team as a Remote-Friendly Senior Credit Analyst in San Francisco! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support strategic lending decisions. Enjoy flexible remote work options while collaborating with top-tier financial experts in a cutting-edge fintech environment. Competitive compensation, comprehensive benefits, and career growth await.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions for clients
- Stay updated on regulatory changes impacting credit policies and compliance
- Present findings to credit committees and senior leadership with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field required
- 5+ years of credit analysis experience with commercial lending portfolios
- Advanced proficiency in financial modeling (Excel, Bloomberg Terminal)
- Credit risk management certification (CRCM or equivalent) preferred
- Strong analytical skills with attention to detail and accuracy
- Excellent communication skills for presenting complex financial data
- Experience working in a remote or hybrid environment