Job Description
Join our dynamic finance team at Capital Finance Solutions, where we empower businesses with strategic credit solutions. As a Senior Credit Analyst, you'll be instrumental in driving our Sacramento operations forward through meticulous risk assessment and financial analysis. We offer a collaborative environment, competitive benefits, and clear pathways for career advancement. If you're passionate about financial integrity and thrive in a fast-paced setting, this is your opportunity to make a tangible impact.
Responsibilities
- Analyze financial statements and creditworthiness of commercial borrowers
- Prepare comprehensive credit reports with detailed risk assessments
- Collaborate with relationship managers to structure optimal credit solutions
- Monitor existing portfolios for compliance and early risk identification
- Stay updated on industry regulations and economic trends affecting lending
- Present credit recommendations to senior leadership committees
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Excel, Moody's Analytics)
- Deep understanding of GAAP and credit underwriting principles
- Excellent analytical and decision-making abilities
- Effective communication skills for presenting complex financial data
- Industry certification (CFA, CRCM) preferred