Job Description
Join our dynamic finance team as a Senior Credit Analyst in Bakersfield, CA. This remote-friendly role offers the flexibility to work from home while making critical financial decisions that drive our business forward. We're seeking a detail-oriented professional with a passion for risk assessment and financial modeling. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a collaborative environment.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports and recommendations for loan approvals
- Monitor existing portfolios and identify potential risks early
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on industry regulations and compliance requirements
- Present findings to credit committees with clear, actionable insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of credit analysis experience in commercial lending
- Expert proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Certification (CRCM, CMB) highly desirable
- Exceptional analytical and decision-making abilities
- Excellent written and verbal communication skills