Job Description
Join our award-winning financial services firm as a Senior Credit Analyst in sunny San Diego! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment in one of America's most vibrant cities. If you thrive in fast-paced financial analysis and want to make an impact, apply today!
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify potential risk exposure
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Present complex financial findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Effective communication and presentation abilities
- Experience with commercial loan underwriting preferred