Job Description
Immediate Opportunity for Credit Analyst in Richmond, VA! Join our dynamic team at Capital Financial Partners and make an impact in financial decision-making. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending operations. This urgent opening requires immediate availability and offers competitive compensation with comprehensive benefits.
Why Apply Today? Be part of a growing financial institution with a commitment to professional development. Enjoy a collaborative environment, flexible work arrangements, and opportunities for advancement. Don't miss this chance to accelerate your career in finance!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure complex credit solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Utilize advanced Excel and financial modeling tools for quantitative analysis
- Present findings to senior leadership with clear, actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking/lending
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with credit scoring models and risk assessment frameworks
- Advanced Excel skills including pivot tables, VLOOKUP, and financial modeling
- Strong analytical thinking with attention to detail and accuracy
- Excellent communication skills for presenting complex financial data
- Ability to thrive in fast-paced, deadline-driven environments