Job Description
Join our dynamic finance team as a Senior Credit Analyst in Houston's thriving energy sector! Global Financial Solutions Inc. is seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our portfolio growth. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on industry regulations and economic indicators affecting credit decisions
- Present credit recommendations to senior management with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel, financial modeling, and credit software
- Strong knowledge of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Ability to manage deadlines and prioritize multiple tasks
- Strong communication skills for client/stakeholder interactions