Job Description
Join our dynamic finance team at Apex Financial Partners as a Senior Credit Analyst in the heart of Los Angeles. This pivotal role combines rigorous financial analysis with strategic decision-making to drive our commercial lending portfolio's success. You'll work in a collaborative environment where your expertise directly impacts our clients' growth and our firm's reputation. Enjoy competitive compensation, comprehensive benefits, and clear pathways for career advancement in one of America's most vibrant business hubs.
Responsibilities
- Analyze complex financial statements, cash flows, and industry trends to assess creditworthiness
- Prepare detailed credit memos and risk evaluations for commercial lending decisions
- Monitor existing portfolios and proactively identify potential credit risks
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Present credit recommendations to senior leadership with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and Excel (VBA a plus)
- Deep understanding of GAAP, credit risk frameworks, and industry regulations
- Exceptional analytical skills with attention to detail and accuracy
- Strong communication skills for presenting complex financial information
- Experience with credit scoring models and loan origination systems