Job Description
Join our dynamic finance team as a Senior Credit Analyst where flexibility meets excellence. We offer customizable work schedules including hybrid options and core hours of 10 AM - 3 PM, allowing you to optimize your productivity while maintaining work-life balance. Collaborate with industry leaders to assess commercial credit risks, analyze financial statements, and support strategic lending decisions in a supportive, growth-oriented environment.
Responsibilities
- Conduct in-depth financial analysis of commercial borrowers to evaluate creditworthiness and risk profiles
- Prepare comprehensive credit reports and recommendations for loan committee review
- Monitor existing loan portfolios for compliance and early risk identification
- Develop strong relationships with banking partners and internal stakeholders
- Stay current on industry regulations and economic trends affecting credit markets
- Mentor junior analysts and contribute to process improvement initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in Excel, financial modeling, and credit analysis software
- Strong understanding of GAAP, risk assessment frameworks, and lending regulations
- Excellent analytical skills with attention to detail and accuracy
- Exceptional communication abilities for presenting complex financial concepts
- Proven ability to work independently with flexible time management