Job Description
Join our award-winning finance team at Pacific Financial Partners, a leading commercial lender in Southern California. We're seeking a detail-oriented Senior Credit Analyst to drive our lending strategy in Irvine's thriving business hub. This hybrid role offers competitive compensation, comprehensive benefits, and clear pathways to career advancement. Work with cutting-edge financial tools while making tangible impact on our portfolio of $500M+ in commercial assets.
Responsibilities
- Analyze complex credit applications and financial statements for commercial clients
- Prepare detailed risk assessment reports for loan committees
- Monitor existing portfolio performance and identify early warning signals
- Collaborate with relationship managers on structuring optimal credit solutions
- Stay current on industry trends and regulatory changes affecting credit risk
- Maintain accurate documentation in compliance with federal guidelines
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Expertise in financial modeling and cash flow analysis
- Credit certification (CRCM or equivalent) required
- Advanced proficiency in Excel and credit software platforms
- Strong analytical and problem-solving abilities
- Excellent written and verbal communication skills