Job Description
Join our dynamic finance team at Wells Fargo and become a pivotal part of our credit risk management strategy in Charlotte, NC. We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications, assess financial health of clients, and ensure regulatory compliance. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of America's most vibrant financial hubs. Apply today to shape the future of responsible lending!
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and consumer loan applications
- Analyze financial statements, cash flows, and market trends to determine creditworthiness
- Prepare detailed credit reports with clear recommendations for loan approval
- Monitor existing loan portfolios for potential risks and ensure compliance with banking regulations
- Collaborate with sales teams to structure competitive credit solutions
- Stay updated on industry regulations and economic factors affecting credit decisions
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 3+ years of credit analysis or commercial lending experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Deep understanding of credit policies, banking regulations, and risk management
- Exceptional analytical skills with attention to detail
- Excellent communication and presentation abilities
- Professional certification (CFA, FRM) preferred