Job Description
Join our dynamic finance team as a Senior Credit Analyst at Phoenix Financial Partners. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions in our Glendale headquarters. This role offers competitive compensation, comprehensive benefits, and opportunities for career advancement in a fast-growing financial services firm.
Responsibilities
- Analyze financial statements, cash flow projections, and industry trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessment reports with actionable recommendations
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with commercial lending teams to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Develop and maintain strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- 3+ years of commercial credit analysis experience in banking or financial services
- Proficiency in credit underwriting software and financial modeling tools
- Strong analytical skills with ability to interpret complex financial data
- Excellent written and verbal communication skills for client interactions
- Credit Risk Management (CRM) certification preferred
- Knowledge of Arizona lending regulations and industry best practices