Job Description
Join our elite finance team as a Senior Credit Analyst in the heart of San Antonio's thriving business district. We're seeking a strategic thinker with a passion for financial precision to drive our credit risk management initiatives. This premium role offers unparalleled career growth, competitive compensation, and the opportunity to shape our financial future.
Our ideal candidate thrives in fast-paced environments and brings expertise in complex financial analysis. You'll collaborate with executive leadership while enjoying San Antonio's vibrant culture and cost-of-living advantages. Relocation assistance provided for qualified candidates.
Responsibilities
- Analyze commercial credit applications using advanced financial modeling and risk assessment frameworks
- Prepare comprehensive credit memos and risk ratings for executive review
- Monitor portfolio performance and identify emerging trends in credit risk
- Develop strategic recommendations to optimize credit approval processes
- Collaborate with cross-functional teams on portfolio diversification strategies
- Maintain compliance with federal regulations and internal risk policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or finance
- Advanced proficiency in Excel, SQL, and financial modeling software
- Credit Risk Management (CRM) or Chartered Financial Analyst (CFA) certification
- Demonstrated expertise in evaluating complex commercial loan structures
- Exceptional analytical skills with attention to regulatory compliance