Job Description
Join our dynamic finance team as a Senior Credit Analyst at Mountain Ridge Financial Partners. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions in our Colorado Springs headquarters. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flow projections, and market trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify potential risk exposure
- Collaborate with loan officers to structure credit solutions aligned with client needs
- Ensure compliance with federal lending regulations and internal policies
- Present credit recommendations to loan committees with clear rationale
- Develop and maintain strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience in banking/lending
- Strong proficiency in financial modeling and Excel (advanced functions)
- Credit certification (CRCM or equivalent) preferred
- Expertise in evaluating business financials and industry risk factors
- Exceptional analytical skills with attention to detail
- Excellent communication and presentation abilities
- Ability to thrive in fast-paced, deadline-driven environments