Job Description
Join our award-winning financial team in sunny St. Petersburg, FL, as a Senior Credit Analyst. We're seeking a detail-oriented professional to drive our credit risk management strategy while enjoying waterfront views and a vibrant work culture. Our company offers competitive benefits, flexible scheduling, and opportunities for professional growth in one of Florida's most dynamic cities. If you're passionate about financial analysis and want to make an impact, apply today!
Responsibilities
- Analyze complex financial statements to assess creditworthiness and risk exposure
- Prepare detailed credit reports and recommendations for executive leadership
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with commercial lending teams to structure optimal credit solutions
- Ensure compliance with federal and state banking regulations
- Develop and maintain credit scoring models for portfolio optimization
- Present findings to credit committees with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience in banking or finance
- Advanced proficiency in Excel, financial modeling, and data visualization tools
- Strong understanding of GAAP, credit risk frameworks, and regulatory requirements
- Excellent analytical skills with attention to detail and accuracy
- Proven ability to manage complex portfolios and high-stakes decisions
- Professional certification (CFA, FRM, or CRCM) preferred