Job Description
Start your finance career tomorrow with Miami Financial Partners! We're seeking a detail-driven Senior Credit Analyst to join our dynamic team in the heart of downtown Miami. Evaluate creditworthiness, mitigate risk, and drive financial decision-making while enjoying competitive compensation and comprehensive benefits. Perfect opportunity for ambitious professionals ready to make an immediate impact.
Responsibilities
- Analyze complex financial statements, cash flows, and industry trends to assess credit risk
- Prepare detailed credit memos and risk evaluations for commercial loan applications
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure credit solutions aligned with client needs
- Ensure compliance with regulatory requirements and internal credit policies
- Develop predictive models for risk scoring and portfolio optimization
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA/CFA preferred)
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Advanced proficiency in Excel, Bloomberg Terminal, and credit software
- Strong understanding of SEC regulations and banking compliance
- Exceptional analytical skills with attention to detail
- Ability to communicate complex financial concepts to non-technical stakeholders