Job Description
Join our dynamic finance team as a Remote-Friendly Senior Credit Analyst in Newark, NJ! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy hybrid work flexibility while contributing to our mission of empowering local businesses through intelligent financial solutions.
Responsibilities
- Analyze financial statements and market data to assess borrower creditworthiness
- Prepare comprehensive credit reports with risk mitigation recommendations
- Collaborate with lending teams to structure optimal financing solutions
- Monitor portfolio performance and identify emerging credit risks
- Ensure compliance with regulatory requirements and internal policies
- Develop automated credit scoring models for enhanced efficiency
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP/IFRS and banking regulations
- Credit certification (CRCM or CCE preferred)
- Exceptional analytical and problem-solving abilities
- Proven track record in risk assessment and portfolio management
- Excellent communication skills with executive stakeholders