Job Description
Join our dynamic finance team as a Senior Credit Analyst where cutting-edge equipment and tools are provided to excel in your role. At Coastal Financial Partners, we empower our analysts with top-tier technology to deliver exceptional financial insights. You'll evaluate creditworthiness, assess risk, and support strategic decision-making in a collaborative environment. Our commitment to professional development includes advanced training programs and mentorship opportunities. Enjoy comprehensive benefits including health insurance, retirement plans, and flexible work arrangements. Apply today to advance your career in finance with industry-leading resources.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for portfolio review
- Monitor existing loan portfolios and identify early warning indicators of potential defaults
- Collaborate with commercial lending teams to structure optimal credit solutions
- Maintain accurate documentation in loan origination systems and compliance databases
- Stay updated on industry regulations and economic trends affecting credit decisions
- Mentor junior analysts and contribute to process improvement initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience in financial services
- Advanced proficiency in Excel, Bloomberg Terminal, and credit analysis software
- Credit Risk Management Certification (CRCM) or equivalent preferred
- Strong analytical skills with attention to detail and accuracy
- Excellent communication abilities for presenting complex financial data
- Proven track record of managing loan portfolios $10M+
- Ability to work independently while collaborating in a team environment