Job Description
Join our award-winning finance team as a Senior Credit Analyst in Charlotte's thriving banking sector. We're seeking a detail-oriented professional to drive our credit evaluation process while contributing to strategic financial decisions. Enjoy competitive compensation, comprehensive benefits, and career advancement opportunities in one of America's fastest-growing financial hubs.
Responsibilities
- Analyze financial statements and creditworthiness of commercial clients
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing portfolios and identify potential collection risks
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal policies
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Strong understanding of cash flow analysis and ratio calculations
- Excellent written and verbal communication skills
- Experience with credit software (e.g., Moody's Analytics, RiskFirst)
- Professional certification (CFA, CRCM) preferred